Terms & Conditions

TERMS AND CONDITIONS

Effective Date: January 18 – 2026

Welcome to Over40TravelInsurance.com. By accessing and using this website, you agree to comply with and be bound by the following terms and conditions.


1. General Information

Over40TravelInsurance.com is an informational website providing general guides, reviews, and comparisons relating to travel insurance for Australians over 40.

All information provided on this website is for general informational purposes only.


2. No Financial or Legal Advice

The content on this website:

  • Does not constitute financial, legal, or professional advice
  • Should not be relied upon as a substitute for professional consultation
  • Is provided “as is” without guarantees of accuracy or completeness

You should always review official policy documents and seek professional advice before purchasing any insurance product.


3. Affiliate Relationships

This website may contain affiliate links.

This means:

  • We may earn a commission if you click a link and purchase a product or service
  • This does not affect the price you pay
  • We only recommend products and services we believe may be useful

Affiliate relationships do not influence our editorial content.


4. External Links

Our website may contain links to third-party websites.

We are not responsible for:

  • The content of external websites
  • The accuracy of information on those sites
  • Any transactions conducted with third parties

Use of third-party websites is at your own risk.


5. Limitation of Liability

Over40TravelInsurance.com and its owners will not be held liable for:

  • Any losses or damages arising from the use of this website
  • Errors or omissions in content
  • Decisions made based on information found on this website

All users access and use this website at their own risk.


6. Intellectual Property

All content on this website including:

  • Text
  • Images
  • Logos
  • Graphics

is the property of Over40TravelInsurance.com unless otherwise stated.

You may not copy, reproduce, or distribute any content without permission.


7. Changes to These Terms

We reserve the right to modify or update these terms at any time without prior notice.

Continued use of the website constitutes acceptance of any changes.


8. Contact Information

If you have any questions about these Terms & Conditions, you can contact us at:

Email: info@over40travelinsurance.com


Acceptance of Terms

By using this website, you confirm that you have read, understood, and agree to these Terms & Conditions.


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