DISCLAIMER
Effective Date: January 18 – 2026
The information provided on Over40TravelInsurance.com is for general informational and educational purposes only.
General Information Only
All content on this website is intended to provide general guidance and should not be considered:
- Financial advice
- Legal advice
- Insurance advice
- Professional advice of any kind
We aim to provide accurate and up-to-date information, but we make no guarantees regarding the completeness, reliability, or accuracy of any information presented.
No Professional Advice
This website does not provide personal financial or insurance recommendations.
You should always:
- Read official policy documents
- Review product disclosure statements (PDS)
- Seek independent professional advice where appropriate
Your individual circumstances may require specific advice that this website cannot provide.
Affiliate Disclaimer
Over40TravelInsurance.com may participate in affiliate marketing programs.
This means:
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- There is no additional cost to you
Affiliate relationships do not influence our reviews or comparisons.
External Links Disclaimer
This website may contain links to third-party websites.
We are not responsible for:
- The content on external websites
- The accuracy of information provided by third parties
- Any products or services purchased through external links
Use of third-party websites is at your own risk.
Limitation of Liability
Under no circumstances shall Over40TravelInsurance.com or its owners be liable for:
- Any losses or damages arising from use of this website
- Decisions made based on website content
- Errors, omissions, or outdated information
All use of this website is entirely at your own risk.
Updates to This Disclaimer
We reserve the right to update or change this disclaimer at any time without prior notice.
Continued use of the website indicates acceptance of any changes.
Contact Information
If you have any questions regarding this disclaimer, please contact: